UBF’s 20 committees are tasked with specialized duties and responsibilities to facilitate smoother internal and external operations. All committees make an active effort to work in harmony with one another, and are led by an experienced chairman tasked with ensuring that their respective sector remains in line with the organization’s overall mission and vision. The committees are expected to research, consider, recommend and give feedback regarding key banking issues.
Committees
Chaired By
HR – Committee
Eman Abdulrazzaq,
Head of HR, MENA, 2
UBF Retail Credit Committee
Mr. Jagannathan Desikan,
Head of Consumer Risk, 3
Financial Market committee
Franck Carminati,
Head of Balance sheet management-MENAT Global banking and markets, 9
Audit Committee
Mr. Nurendra Perera,
Group Chief Audit Officer, 1
Compliance committee
Mr. Victor Matafonov,
Group Chief Compliance Officer, 2
 IT Committee
Dr. Haroun Dharsey,
Head of Technology & Projects, 4