UBF’s 20 committees are tasked with specialized duties and responsibilities to facilitate smoother internal and external operations. All committees make an active effort to work in harmony with one another, and are led by an experienced chairman tasked with ensuring that their respective sector remains in line with the organization’s overall mission and vision. The committees are expected to research, consider, recommend and give feedback regarding key banking issues.

Committees Chaired By
HR – CommitteeEman Abdulrazzaq, Head of HR, MENA, 2
UBF Retail Credit CommitteeMr. Jagannathan Desikan, Head of Consumer Risk, 3
Financial Market committeeFranck Carminati, Head of Balance sheet management-MENAT Global banking and markets, 9
Audit CommitteeMr. Nurendra Perera, Group Chief Audit Officer, 1
Compliance committeeMr. Victor Matafonov, Group Chief Compliance Officer, 2
 IT CommitteeDr. Haroun Dharsey, Head of Technology & Projects, 4
Wealth Management CommitteeVenkat Mahadevan, Head, Retail Wealth Management and Branch Banking, Middle East, Citi, 20
Finance committeeMr. Darren Clarke, CFO, 11
UBF Retail Banking CommitteeMr. Nasser Abdulla Al Awadhi, Chief of Consumer Banking, 4
Marketing CommitteeGrace Trad, Marketing Manager, 19
Islamic banking Committee, , ---
SME CommitteeDhiraj Kunwar, Director of SME, 15
UBF Risk Management CommitteeMr. Manoj Chawla, GM - Risk, 2
UBF Operations Committee, , ---
RMC Advisory Sub-Committee (ADVRMC )Bhaskar Sen, Executive Vice President - Head of Enterprise Risk Management, 1
 Legal Committee, , ---
Fraud committeeCharanjeet Singh, Head of Fraud Risk Management, 1
UBF Acquirer and Cards Payments, , 61
Digital Banking CommitteeMr. Saleem Ahmed, Head of IT, 18
Wholesale & Corporate Banking CommitteeMr. Vikram Pradhan, Head of Corporate and Institutional Banking, 17
Consumer Protection CommitteeFatima Aljaberi, Assistant Executive Director Consumer Protection, 11
Fintech/e-CommitteePeter England, CEO, 15
Information Security Committee, , Select an option.
UBF Corporate Governance CommitteeAhmad AbuEideh, CEO, 22
Compliance Advisory Sub-Committee (ADVCOMP)Rasha Talal Mortada, Acting Group Chief Compliance Officer, 3
Information Security Advisory Sub-Committee (ADVISC)Arif Irfan, AVP - Head of Information Security & Risk Assurance, 18
Consumer Protection CommitteeJamal Saleh, Director General, 64

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